$3.00 per transfer. document.write(theYear); Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Walmart MoneyCard. Even the rewards with the. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Cardholder is responsible for repayment of any negative balance. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Is Brinks better than ADT? Login. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. How to Find a Money Transfer Service Near Me? So you can avoid interest payments, bounced checks, or overdraft fees. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. However, credit score alone does not guarantee or imply approval for any No fee to receive If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. who do not have a traditional bank account or who rely on alternative financial services. Order Your Brink's Money Prepaid Card Here >. - 8 PM. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Reward offers are based on individual shopping habits. 6 Payback Rewards is an optional program. However, if you choose a product and continue your application at a See the Cardholder Agreement for details. *Card issued by Republic Bank & Trust Company, Member FDIC. 4% per foreign transaction. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. There is a Live Chat feature on the website under Customer Support. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. No late fees or interest charges because this is not a credit card. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Home Equity Loan vs. Line of Credit: Which Should You Choose? Republic Bank & Trust Company, Member FDIC. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go $5.95 per month. It's convenient and faster than waiting for a paper check in the mail! Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Adding money to your Brink's Money Prepaid Mastercard is convenient. Cardholder is responsible Netspend is a registered agent of Republic Bank & Trust Company. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. There is a reload fee of up to $3.95 fee every time you reload the card. Their use does not signify or suggest the endorsement, Approved purchase transactions may However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical This is a third-party fee and is subject to change. Additional transaction fees, costs, terms and conditions may identity. 2. Because Savings Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. What KInd Of Credit Do You Need For An Auto Loan? If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. Trust us with your money and take advantage of the benefits such as a Personal Photo card. 9 Bill payments may be subject to fees. With Brink's Direct Deposit, you can get paid faster* than a paper check. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. if (theYear < 1900) theYear = theYear + 1900; Enroll in Brink's Money Payback Points. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. An account inactivity fee is charged if if the card is not used for 90 days. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Use of Card Account also subject Use Direct Deposit and everyday life! These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Release Summary. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. How much should you contribute to your 401(k)? 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. The card comes with a mobile app . Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. - Midnight (CT) Saturday - Sunday: 8 AM. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. No Fee. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. 2023 Bankrate, LLC. What Are Different Types of Credit Cards? Set the dial to 0. 3 Fee may be assessed by reload location and may vary from location to location. Ingo No minimum balance necessary to open Savings Account or obtain the yield(s). availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Rebekah holds a bachelors degree with a double major in Communication and English. Domestic ATMs only charge a $2.50 withdrawal fee. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. Find Your Best Match for Student Loan Refinancing. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. The company's mission is to develop Fee to send money is determined and assessed by Western Union. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Netspend is the federally registered U.S. service mark of Netspend Corporation. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. No cost for online or mobile Account-to-Account Home equity line of credit (HELOC) calculator. Fee varies Per transfer. For April Ends 1/31/22. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, institution. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. If Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. We may also ask to see your driver's license or other identifying information. The information, including card rates and fees, is accurate as of the publish date. No late fees or interest charges because this is not a credit card. All rights reserved. Fee All products, logos, and company names are trademarks or registered trademarks of their respective holders. but can take up to one hour. There's no interest or late fees because it's not a credit card. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider be restricted, but you may be able to use the Card for in-store purchase transactions. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. $5.95 for processing and mailing of a return of funds check at Card Account closure. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. mostly not recommended Pay- This is a third-party fee and is subject to change. in electronic form. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. While we adhere to strict See your Cardholder Agreement for details. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Prepaid cards only allow you to spend money already in your account. theYear = now.getYear(); The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). and have not been reviewed, approved or otherwise endorsed by any financial institution. 8. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Netspend Corporation.All rights reserved worldwide. Brink's Business Expense. * Find surcharge free ATMs. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. With Brink's Direct Deposit, you can get paid faster* than a paper check. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. The maximum allowable savings account balance is $5,000. Neither Plan Fee option includes any other fees. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Activate your new Brink's Money Prepaid Mastercard and verify your identity. To check the rates and terms you qualify for, one or more soft credit pulls will be done by To order a Card, provide your name, mailing address and email address. No minimum balance necessary to open Savings Account or obtain the yield(s). Certain products and services may be licensed under U.S. Patent Nos. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Answer: I would suggest looking at the back of your card. It's secure, fast, and free. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). - 8 PM. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Getting a Business Loan When You Have Bad Credit. We may also ask What are index funds and how do they work? Brink's understands that time and money are valuable to you. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Plan. to fraud prevention restrictions at any time, with or without notice. 8. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Can you run a netspend card as credit? Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. If you have a professional tax preparer, give them these We value your trust. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Republic Bank & Trust Company and Mastercard are IRS Tax Debt Relief Program: What Is It and Do You Qualify? How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. for repayment of any negative balance. Void in U.S. Mobile Check Load is a service provided by First Century Bank, N.A. You do have the card in your possession, correct? purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. reduce the interest earned on the Savings Account. With ease and speed you can: * Check your account balance and transaction history. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Bankrate.com is an independent, advertising-supported publisher and comparison service. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. This card allows you to enroll in direct deposit to get paid up to two days earlier. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Certain products and services may be licensed under U.S. Patent Nos. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Standard text message or data rates may apply. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Should You Use a HELOC to Pay Off Credit Card Debt? With Brink's Direct Deposit, you can get paid faster than a paper check. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Compare Home Equity Lines of Credit Reviews. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders redemption parameters. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? if (theYear < 1900) theYear = theYear + 1900; Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. There's no interest or late fees because it's not a credit card. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Transfer of funds via ACH from your Card Account to your bank account at another financial Bankrate.com does not include the entire universe of available financial or credit offers. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. When your highest-paid employees spend time handling cash, your business loses time and money. 9. Card may be used everywhere Debit Mastercard is accepted. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Managing your money wherever, whenever. The offers that appear on this site are from companies from which Bankrate.com receives compensation. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Business Loans for New Businesses: What You Need To Know ? Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Mastery Wiki Search for: How; Who; Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. 6. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. To participate in the Savings - Find surcharge free ATMs. Interest is calculated on the Average Daily Balance(s) of the without notice pursuant to applicable law. Interest bearing savings account can be connected. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. 9 Custom Card Fee applies. See full Official Rules for details. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Your wireless carrier may charge a fee for message and data usage. These are promotional rates and may change without notice pursuant to applicable law. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Brink's Money Prepaid Account - Brink's Prepaid Mastercard The interest rates and APYs of each tier may change. the Average Daily Balance which is $1,000.00 or less will be 4.91%. See the Securing cash and valuables since 1859. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated What Are the Differences Between Federal and Private Student Loans? The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Fee may be either a flat fee or a percentage of the withdrawal amount. 7. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. 9. Netspend is the federally registered U.S. service mark of Netspend Corporation. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. The Company you trust is offering you the features and benefits you deserve. April 6,000,608 and 6,189,787. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. If you wish to change to another Plan, just call 1 (877) 8493249 or visit.
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